Housing cost-Comparing Military provided housing allowance and constantly moving every 3 to 5 years vs Civilian housing; stationary and stable living. Health insurance-Comparing Free health insurance vs Civilian have to pay a deductible and pay monthly for insurance. Education cost-Free tuition assistance the military vs Civilian have to pay for school or build debt from student loans. Retirement-Military can retire after 20 years Active service and start collecting 50% check for the rest of their life. Vs Civilian may have to work up to 60 years of age or have to build a 401K.